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To obtain a collision damage waiver or
not is sometimes a baffling decision for countless
travelers at the rental car counter. The collision
deteriorate waiver (CDW) covers the cost of damages to
the rental car if you are involved in an wreck. However,
it is not insurance -- it is in plain terms a clause of
your rental agreement that addresses your liability for
damages to the car.
Review Your Credit Cards
Quite often, your credit card will pay for damages to a
rental car in the event of an wreck. To be eligible, you
most likely would have to refuse to acknowledge the
collision aggravate waiver and charge the full amount of
the rental car on your credit card. Also make sure you
be informed all limitations and exclusions your credit
card may issue such as limited rental contracts and
approved rental dealers.
Check Your Existing Auto Accident insurance Policy
Review your auto accident insurance policy or call your
accident insurance administrator before you rent a car.
You don't want to pay more funds for coverage you
already have. Highly auto insurance policies will
provide liability insurance if you weaken someone in an
mishap. Make sure your auto policy catches this form of
coverage as damages to the rental car are only covered
under your policy's comprehensive and collision
coverage.
You May Need To Purchase The Collision Damage Wavier
You can safely decline the collision corrupt waiver if
you're absolutely sure your auto insurance or credit
card applies. However, buying the collision play havoc
with waiver could be the answer for some travelers. Here
are some reasons why:
If you aren't covered under your own insurance or credit
card then you may consider purchasing the collision
abuse waiver. It's a better option to pay about $7 to
$13 a day than $10,000 to $30,000 to replace the rental
car.
If you are involved in an wreck, some rental car
companies want payment upfront, meaning you'll have to
wait to be reimbursed from your own accident insurance
company. This is an expensive price to pay, consequently
some may just opt to pay the additional price for the
collision wound waiver.
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